Working Professionals

Turning Your Career Earnings Into Long-Term Freedom

We help successful professionals in their 30s, 40s, and 50s design a financial plan that turns their hard work into long-term financial independence.

Your career is in full stride. You’re earning well, saving consistently, and managing family, work, and life at full speed. Yet even with success, you may still be wondering:

  • Are we saving enough to maintain our lifestyle in retirement?
  • Are our investments truly aligned with our goals or just what a firm happens to offer?
  • How much will we really need to retire comfortably?
  • Are we missing opportunities to reduce taxes?

These are smart questions and answering them early can make the difference between working out of choice and working out of necessity.

Our planning process focuses on three key areas:

Lifestyle & Savings Alignment: Your lifestyle today shapes your flexibility tomorrow. We build a clear framework for how much you can save, spend, and invest each year without feeling like you’re depriving yourself now.

We’ll address topics such as:

  • Aligning goals between spouses.
  • Family and lifestyle expenses.
  • Education Planning.
  • Balancing lifestyle spending with long-term savings.

Investment Strategy: You’ve accumulated assets across 401(k)s / 403(b)s, IRAs, taxable accounts, and equity compensation plans, but how those assets work together matters more than any single investment.

We focus on:

  • Evidence-based portfolio design.
  • Coordinating new savings with long-term allocations across your various accounts.
  • Tax strategies such as Mega Back Door Roth, Charitable Giving & Donor Advised Funds, Stock option and RSU planning, and Tax-loss harvesting.

Risk Management: We help protect your wealth, lifestyle, and family from unexpected events because working towards long-term freedom is more than savings.

Key planning considerations include:

  • Life insurance to protect dependents.
  • Disability insurance to replace income if you’re unable to work.
  • Umbrella insurance to protect assets from liability risks.
  • Long-term care insurance.
  • Estate planning to align wealth transfer with your family goals and charitable intentions.

Aiming for Financial Independence, Not Just Retirement

Whether your goal is early retirement, part-time consulting, or simply more flexibility and freedom, we’ll help you develop a plan that seeks to grow your wealth, minimize risk, and support your lifestyle goals. Our process is designed to provide clarity and confidence for your financial future.

You might be a good fit if:

  • You and your partner are in your 30s, 40s, or 50s.
  • You earn a strong income and are intentional about saving.
  • You value clear, evidence-based advice over product sales.
  • You want a trusted, long-term relationship with your advisor.
  • You’re seeking a plan that integrates investments, taxes, risk management, and estate planning.

Next Steps

Let’s start with an introduction to see if we’re a good fit to work together.

schedule an introduction