What I do
Financial Planning & Investments
Hi, I’m Kevin Megargel, a financial planner and investment professional with over 18 years of experience. I am a CFA® Charterholder and CERTIFIED FINANCIAL PLANNER® Professional.
With personalized financial planning and investment management, we’ll work together to help you achieve your personal and family’s financial goals. I’m here to guide you every step of the way. Let’s embark on this adventure together.
our clients
Who we serve
Embark on a journey toward financial independence.
Retirees
Create a personalized income strategy and plan for your legacy. We’ll help you develop a retirement approach so that you can spend your time doing what you enjoy the most.
Approaching Retirement
Gain clarity and confidence as you transition from building wealth to generating income. We’ll guide you through key decisions so you’re ready for what’s next.
Working Professionals
Define what financial independence means to you. With thoughtful planning, we’ll work together to align your goals and resources, and make adjustments as your priorities evolve.
What we do
Plan for an abundant future
Retirement Income Planning
We’ll develop a spending strategy and help you navigate complex planning topics including Social Security timing, Roth conversions, gifting strategies, Qualified Charitable Distributions (QCDs), and Required Minimum Distributions (RMDs). With personalized guidance and ongoing support, you can stay organized, live with purpose, and retiree with confidence.
Lifestyle Planning
Through a collaborative process, we’ll uncover your family’s unique goals and create a personalized plan that addresses key areas such as cash flow, savings, college planning, charitable giving, insurance and estate planning. As part of our ongoing financial planning relationship, you’ll also have access to your financial planning portal.
Investment Management
We design personalized, low-cost portfolios using an evidence-based investment approach. Your portfolio is tailored to your unique goals, risk tolerance, tax profile, and preferences.
Additional Financial Planning
We address specific issues you may be facing across a wide range of financial planning topics which could include employee benefits optimization, college savings, cash flow management, or tax planning strategies.
Consultation
Ready to transform your financial life?
Schedule an introductory call to find out how working with a financial planner can help you.
FAQs
Who can benefit from your services?
Families seeking to work with an experienced advisor who values relationships grounded in trust may benefit from a relationship. Whether you’re facing challenges, aiming to refine your investment approach, or simply wish to understand and reshape your financial plan, our approach is designed to empower individuals and families with clarity and confidence.
Are you a fiduciary?
Yes. As a fiduciary, we are legally and ethically obligated to put our clients’ interests first.
What’s your investment philosophy?
We take a disciplined, long-term approach that emphasizes diversification, tax efficiency, and alignment with your overall financial plan.
What results can I expect from working with you?
You can expect a collaborative approach and informed decision-making. We believe this leads to increased confidence as you progress towards your financial goals.
How much do your services cost?
Our fees vary based on the services you select. We offer wealth management, on-going financial planning, and one-time financial planning. In all cases, we act as a fee-only advisor, meaning we are paid directly by our clients.
How do I start with the process?
Simply reach out to us via our “Contact” page. We’ll schedule an introduction to discuss your goals, answer any questions, and determine next steps based on your needs.
If you manage my investments, where will my money be held?
Your money is held by a third-party custodian whose primary job is to safeguard client assets. As your investment advisor, Viso Wealth Management LLC is only granted limited authority to perform transactions on your behalf. The majority of our client accounts are custodied at Charles Schwab & Co. Clients receive account statements and transaction confirmations directly from Schwab. Schwab also provides clients with secure online account access.
What is unique about your firm?
When you work with us, you work directly with the owner. We offer the personal attention of a boutique firm backed by real-world experience.
VISO WEALTH MANAGEMENT LLC 